Bank Mandiri

Our Vision & Mission

Vision:

To Be Indonesia's Most Admired & Progressive Financial Institution

Mission:

To be market oriented

To enhance professionalism

To maximize returns to stakeholders

To have an open management approach

To demonstrate concern for the community and

environment

Company Profile

Bank Mandiri was formed on 2 October 1998, as part of the Government of Indonesia’s bank restructuring program. In July 1999, four state-owned banks–Bank Bumi Daya, Bank Dagang Negara, Bank Exim and Bapindo–were amalgamated into Bank Mandiri. Each of our four legacy banks played an integral role in the development of the Indonesian economy. Today, Bank Mandiri continues this tradition of more than 140 years of delivering expertise in banking and financial services throughout Indonesia.

Immediately following the merger, Bank Mandiri embarked on a comprehensive process of consolidation. Most visibly, we closed 194 overlapping branches and reduced our combined workforce from 26,600 to 17,620. Our single brand was rolled out throughout our network and across all of our advertising and promotional activities. One of Bank Mandiri’s most significant achievements has been the complete replacement of our technology platform. We inherited a total of nine different core banking systems from our four legacy banks. After an initial investment to immediately consolidate our systems around the strongest inherited platform, we undertook a three-year, US$200 million, program to replace our core banking platform with one specifically geared toward consumer banking. Today, Bank Mandiri’s IT infrastructure provides straight-through processing and a unified interface for customers.

Our corporate customer base still represents the core of the Indonesia economy. By sector, it is well diversified and particularly active in food and beverage manufacturing, agriculture, construction, chemicals and textiles. Credit approvals and monitoring are subject to a highly structured ‘four eyes’ approval process, in which credit approval decisions are separated from the marketing activities of our business units.

From its founding, Bank Mandiri has worked to create a strong, professional management team operating under internationally recognized principles of corporate governance, control and compliance. The Bank is supervised by a Board of Commissioners appointed by the Ministry of State-Owned Enterprise from respected members of the financial community. The highest level of executive management is the Board of Directors, headed by a President Director. Our Board of Directors includes bankers drawn from the legacy banks as well as independent outside directors. In addition, Bank Mandiri maintains independent Offices of Compliances, Audit and the Corporate Secretary, and is under regular scrutiny from external auditors representing Bank Indonesia and the Supreme Audit Agency (BPK), as well as international auditing firms. AsiaMoney magazine had recognized our commitment toward GCG principles by awarding Corporate Governance Award for category Best Overall for Corporate Governance in Indonesia and Best for Disclosure and Transparency

With assets that have grown to more than Rp 319 trillion today, and more than 21 thousand employees spread among 956 domestic branch offices and 6 overseas branches and representatives Bank Mandiri has committed to delivering excellence in banking services and to provide wide-ranging financial solutions in investment and sharia’ products as well as bancassurance for our private and state-owned corporate, commercial, small business and micro customers in addition to our consumer clients. This commitment had been recognized through the top ranking in Banking Service Excellence Award 2007 of Infobank magazine.

Bank Mandiri didirikan pada 2 Oktober 1998, sebagai bagian dari program restrukturisasi perbankan yang dilaksanakan oleh pemerintaha Indonesia. Pada bulan Juli 1999, empat bank pemerintah -- Bank Bumi Daya, Bank Dagang Negara, Bank Exim and Bapindo–dilebur menjadi Bank Mandiri. Masing-masing dari keempat legacy banks memainkan peran yang tak terpisahkan dalam pembangunan perekonomian Indonesia. Sampai dengan hari ini, Bank Mandiri meneruskan tradisi selama lebih dari 140 tahun memberikan kontribusi dalam dunia perbankan dan perekonomian Indonesia.

Segera setelah merger, Bank Mandiri melaksanakan proses konsolidasi secara menyeluruh. Pada saat itu, kami menutup 194 kantor cabang yang saling berdekatan dan mengurang jumlah karyawan, dari jumlah gabungan 26.600 menjadi 17.620. Brand Bank Mandiri kami implementasikan secara sekaligus ke semua jaringan kami dan pada seluruh kegiatan periklanan dan promosi lainnya.

Satu dari sekian banyak keberhasilan Bank Mandiri yang paling signifikan adalah keberhasilan dalam menyelesaikan implementasi sistem teknologi baru. Sebelumnya kami mewarisi 9 core banking system yang berbeda dari keempat bank. Setelah melakukan investasi awal untuk segera mengkonsolidasikan kedalam system yang terbaik, kami melaksanakan sebuah program tiga tahun, dengan nilai US$200 juta, untuk mengganti core banking system kita menjadi satu system yang mempunyai kemampuan untuk mendukung kegiatan consumer banking kita yang sangat agresif. Hari ini, infrastruktur IT Bank Mandiri memberikan layanan straight-through processing dan interface tunggal pada seluruh nasabah.

Nasabah korporat kami sampai dengan saat ini masih mewakili kekuatan utama perekonomian Indonesia. Menurut sektor usahanya, portfolio kredit korporasi terdiversifikasi dengan baik, dan secara khusus sangat aktif dalam sector manufaktur Food & Beverage, agrobisnis, konstruksi, kimia dan tekstil. Persetujuan dan monitoring kredit dikendalikan dengan proses persetujuan four eyes yang terstruktur, dimana keputusan kredit dipisahkan dari kegiatan marketing dari unit Bisnis kami.

Sejak berdirinya, Bank Mandiri telah bekerja keras untuk menciptakan tim manajemen yang kuat dan professional yang bekerja berlandaskan pada prinsip-prinsip good corporate governance yang telah diakui secara internasional. Bank Mandiri disupervisi oleh Dewan Komisaris yang ditunjuk oleh Menteri Negara BUMN yang dipilih berdasarkan anggota komunitas keuangan yang terpandang. Manajemen ekskutif tertinggi adalah Dewan Direksi yang dipimpin oleh Direktur Utama. Dewan Direksi kami terdiri dari banker dari legacy banks dan juga dari luar yang independen dan sangat kompeten. Bank Mandiri juga mempunyai fungsi offices of compliance, audit dan corporate secretary, dan juga menjadi obyek pemeriksaan rutin dari auditor eksternal yang dilakukan oleh Bank Indonesia, BPKP dan BPK serta auditor internasional. AsiaMoney magazine memberikan penghargaan atas komitmen kami atas penerapan GCG dengan memberikan Corporate Governance Award untuk katagori Best Overall for Corporate Governance in Indonesia dan Best for Disclosure and transparency.

Visi & Misi

Visi:

Menjadi Lembaga Keuangan Indonesia yang paling dikagumi dan selalu progresif

Misi:

Berorientasi pada pemenuhan kebutuhan pasar

Mengembangkan sumber daya manusia professional

Memberi keuntungan yang maksimal bagi stakeholder

Melaksanakan manajemen terbuka

Peduli terhadap kepentingan masyarakat dan lingkungan

I thank you for the opportunity provided by Bank Mandiri to be able to follow the Walk-in-interview. Introducing, my name is Joanna Yosefhina Lumbantoruan. I was born on August 10, 1988 at Sibiru-blue, Deli Serdang. I grew up in urban terrain, but after graduating from high school, I take courses at the University of Padjadjaran, Bandung, majoring in Agribusiness. I graduated in October 2010 with the notation "with honors" or "cum laude". During college, I always try to study hard in every course I took. When in college I also took several service organizations and committees on campus.

I was active in student ministry organization, just like other student organizations, the student ministry organization I learned about working with a group of people ranging from a work program, working meetings, the work program, to evaluate the implementation of the work. I am also active in committees both on campus and in student ministry. Campus committees I've ever played is the PAM, and student ministry such as committees on Christmas and thanksgiving worship. I learned many useful things from the organization.

I am an independent, responsible, honest, hardworking and never give up. I always try to do my best suit my abilities. I also love to learn new things and keen to learn to master new things that I enjoy and become a professional.

If later I received. Later I would learn to love the job and the environment in which I work, Bank Mandiri. After a comfortable working in the Independent, two years or more, I'd be in love with the environment of Bank Mandiri and I think it would be difficult to get out of Bank Mandiri. Leaving the place and the work that I love and who have given comfort to work can not be replaced with a higher salary.

Sometimes I was forgetful, but the past few months I tried to record the important matters on the agenda. My friend suggested so that I can eliminate this forgetfulness. When I was in the organization and committees, I'm sometimes annoyed when working with colleagues who slowly, but as far as possible we discuss how to work faster.

I contend that the company would have to have the standard salary for this position and I ask for salary according to applicable standards.

I thank you for the opportunity provided by Bank Mandiri to be able to follow the Walk-in-interview. Introducing, my name is Joanna Yosefhina Lumbantoruan. I was born on August 10, 1988 at Sibiru-blue, Deli Serdang. I grew up in urban terrain, but after graduating from high school, I take courses at the University of Padjadjaran, Bandung, majoring in Agribusiness. I graduated in October 2010 with the notation "with honors" or "cum laude". During college, I always try to study hard in every course I took. When in college I also took several service organizations and committees on campus.

I was active in student ministry organization, just like other student organizations, the student ministry organization I learned about working with a group of people ranging from a work program, working meetings, the work program, to evaluate the implementation of the work. I am also active in committees both on campus and in student ministry. Campus committees I've ever played is the PAM, and student ministry such as committees on Christmas and thanksgiving worship. I learned many useful things from the organization.

within the next 5 years, I want to become professional leaders in my field. For that, if I had found the field that will truly my field, such as banking, then I will take a postgraduate degree in banking, read books and literature about banking, and many discussions with colleagues with experience in banking.